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 1. Raise your deductible. A higher deductible on collision and comprehensive coverage can lower your auto insurance rates. For example, increasing your deductible from $200 to $500 could cut your collision cost by as much as 30%. Since the average annual premium is $687, this can save you $206 per year.2. Drop collision and/or comprehensive [...]

Auto insurance is a contract that protects your financial security in case of an accident. Although it is not mandated by federal law, the purchase of auto insurance is usually a requirement in most states; every state (with the exception of New Hampshire and Wisconsin) have minimum insurance laws.These two states, instead of having insurance [...]

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Discounts are offered because the auto insurance company sees you as a “better risk”. You should be aware of the discounts offered by auto insurance companies before buying auto insurance. These are some discounts you can search for:Multiple Vehicles discount. Most auto insurance companies offers discount to consumers that have more than one vehicle insured [...]

Auto insurance in Kentucky is the contract which protects your material condition in case of accident. The policy of auto insurance consists of six basic types of scope which the responsibility for a physical injury, the responsibility for damage of the property, a medical payment or protection of a physical injury, protection against collision, all-round [...]